{"id":902,"date":"2025-10-14T17:26:15","date_gmt":"2025-10-14T17:26:15","guid":{"rendered":"https:\/\/samajsanchar.com\/?p=902"},"modified":"2025-10-14T17:26:15","modified_gmt":"2025-10-14T17:26:15","slug":"bank-of-maharashtra-announces-financial-results","status":"publish","type":"post","link":"https:\/\/samajsanchar.com\/?p=902","title":{"rendered":"Bank of Maharashtra announces financial results"},"content":{"rendered":"<p>FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED 30th \u00a0\u00a0SEPTEMBER 2025<\/p>\n<p>&nbsp;<\/p>\n<h1 style=\"text-align: center;\"><u>RESULTS AT A GLANCE<\/u><\/h1>\n<h1 style=\"text-align: center;\"><u>Quarter 30<sup>th<\/sup> September 2025 vis-\u00e0-vis Quarter 30<sup>th<\/sup> September, 2024<\/u><\/h1>\n<p><strong>\u00a0<\/strong><\/p>\n<ul>\n<li><strong>Total Business grew by <\/strong><strong>20<\/strong><strong>% to \u20b9 <\/strong><strong>5,63,909 <\/strong><strong>crore.<\/strong><\/li>\n<li><strong>Total Deposits increased by <\/strong><strong>13<\/strong><strong>% to \u20b9 <\/strong><strong>3,09,791 <\/strong><strong>crore.<\/strong><\/li>\n<li><strong>Gross Advances increased by <\/strong><strong>83<\/strong><strong>% to \u20b9 <\/strong><strong>2,54,118 <\/strong><strong>crore.<\/strong><\/li>\n<li><strong>Credit &#8211; Deposit (CD) Ratio improved to <\/strong><strong>03<\/strong><strong>%.<\/strong><\/li>\n<li><strong>Gross NPA declined to <\/strong><strong>72<\/strong><strong>% as on 30.09.2025.<\/strong><\/li>\n<li><strong>Net NPA declined to <\/strong><strong>18<\/strong><strong>% as on 30.09.2025.<\/strong><\/li>\n<li><strong>Provision Coverage Ratio stood at <\/strong><strong>34<\/strong><strong>%.<\/strong><\/li>\n<li><strong>Net Profit increased by <\/strong><strong>09<\/strong><strong>% to \u20b9 <\/strong><strong>1,633 <\/strong><strong>crore.<\/strong><\/li>\n<\/ul>\n<h1>\u00d8\u00a0 Operating profit grew by 16.91% to \u20b9 \u00a02,574 crore.<\/h1>\n<h1>\u00d8\u00a0 Net Interest Income increased by 15.71% to \u20b9 3,248 crore.<\/h1>\n<ul>\n<li><strong>Net Interest Margin (NIM) stood at <\/strong><strong>85<\/strong><strong>%.<\/strong><\/li>\n<li><strong>Cost to Income Ratio improved to <\/strong><strong>10<\/strong><strong>%.<\/strong><\/li>\n<li><strong>Return on Assets (ROA) improved to <\/strong><strong>82<\/strong><strong>%.<\/strong><\/li>\n<li><strong>Return on Equity (ROE) stood at <\/strong><strong>58<\/strong><strong>%.<\/strong><\/li>\n<li><strong>CRAR improved to <\/strong><strong>13% of which Tier I is 14.96%.<\/strong><\/li>\n<\/ul>\n<p><strong>\u00a0<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Profitability (Quarter Ended September 30<sup>th<\/sup> ,2025)<\/strong><\/p>\n<ul>\n<li>Net Profit increased by 09% to \u20b9 1,633 crore in Q2FY25 on Y-o-Y basis as against \u20b9 1,327 crore for Q2FY24.<\/li>\n<li>Operating Profit has shown a growth of 91% on Y-o-Y basis to \u20b92,574 crore for Q2FY25 as against \u20b9 2,202 crore for Q2FY24.<\/li>\n<li>Net Interest Income (NII) grew by 71% on Y-o-Y basis to \u20b9 3,248 crore in Q2FY25 as against<\/li>\n<\/ul>\n<p>\u20b9 2,807 crore for Q2FY24.<\/p>\n<ul>\n<li>Net Revenues (Net Interest income plus other income) for Q2FY25 improved by 73 % to \u20b9 4,093 crore for Q2FY25 as against \u20b9 3,599 crore for Q2FY24.<\/li>\n<li>Cost to Income Ratio improved to 10% for Q2FY25 as against 38.81% for Q2FY24.<\/li>\n<li>Return on Assets (ROA) improved to 82% for Q2FY25 against 1.74% for Q2FY24 and 1.80% for Q1FY25.<\/li>\n<li>Return on Equity (ROE) stood at 58% for Q2FY25 against 26.01% for Q2FY24.<\/li>\n<\/ul>\n<p><strong>Profitability (Half Year Ended September 30<sup>th<\/sup>, 2025)<\/strong><\/p>\n<ul>\n<li>Net Profit increased by \u20b9 606 crore to \u20b9 3226 crore on Y-o-Y basis against \u20b9 2,620 crore for the half year ended 30.09.2024.<\/li>\n<li>Operating Profit has shown a growth of 41% to \u20b9 5,144 crore on Y-o-Y basis against \u20b9 4,496 crore for the half year ended 30.09.2024.<\/li>\n<li>Net Interest Income (NII) grew by 65% on Y-o-Y basis to \u20b9 6,539 crore for the half year ended 30.09.2025 as against \u20b9 5,606 crore for the half year ended 30.09.2024.<\/li>\n<li>Fee based income increased by 46% on Y-o-Y basis to \u20b9 836 crore for the half year ended 30.09.2025 as against 808 crore for the half year ended 30.09.2024.<\/li>\n<li>Cost to Income Ratio improved 34% for the half year ended 30.09.2025 as against 38.34% for the half year ended 30.09.2024.<\/li>\n<li>Return on Assets (ROA) improved to 81% for the half year ended 30.09.2025 as against 1.73% for the half year ended 30.09.2024.<\/li>\n<li>Return on Equity (ROE) also stood at 30% for the half year ended 30.09.2025 against 25.68% for the half year ended 30.09.2024.<\/li>\n<\/ul>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>Assets &amp; Liabilities (As on September 30<sup>th<\/sup>, 2025)<\/strong><\/p>\n<ul>\n<li>Total Business grew by 20% on Y-o-Y basis to \u20b9 5,63,909 crore.<\/li>\n<li>Total Deposits increased by 13% on Y-o-Y basis to \u20b9 3,09,791 crore.<\/li>\n<li>Gross Advances grew by 83% on Y-o-Y basis to \u20b9 2,54,118 crore.<\/li>\n<li>RAM (Retail, Agri. &amp; MSME) Business grew by 94% \u00a0on Y-o-Y basis.<\/li>\n<li>Retail advances, has grown by 45 %. On Y-Oy basis.<\/li>\n<\/ul>\n<p><strong>Capital Adequacy: <\/strong><strong>(As on September 30<sup>th<\/sup> , 2025)<\/strong><\/p>\n<ul>\n<li>Total Basel III Capital adequacy ratio improved to 18.13% with Common Equity Tier 1(CET1) ratio of 14.05%.<\/li>\n<\/ul>\n<p><strong>Asset quality: (As on September 30<sup>th<\/sup>, 2025)<\/strong><\/p>\n<ul>\n<li>Gross NPA declined to 72% as on 30.09.2025 against 1.84% as on 30.09.2024. The same was 1.74 % as on 30.06.2025.<\/li>\n<li>Net NPA declined to 18% as on 30.09.2025 against 0.20% as on 30.09.2024. The same was 0.18% as on 30.06.2025.<\/li>\n<li>Provision Coverage ratio stood at 34% as on 30.09.2025 as against 98.36% as on 30.09.2024. The same was 98.36 % as on 30.06.2025.<\/li>\n<li>Bank holds cumulative Covid-19 provision of \u20b9 1200 crore as on 30<sup>th <\/sup>September 2025.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>A presentation for investor is being separately placed on the Bank\u2018s website <a href=\"http:\/\/www.bankofmaharashtra.in\" target=\"_blank\" rel=\"noopener\">www.bankofmaharashtra.in<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED 30th \u00a0\u00a0SEPTEMBER 2025 &nbsp; RESULTS AT A GLANCE Quarter 30th September 2025 vis-\u00e0-vis Quarter 30th September, 2024 \u00a0 Total Business grew by 20% to \u20b9 5,63,909 crore. Total Deposits increased by 13% to \u20b9 3,09,791 crore. Gross Advances increased by 83% to \u20b9 2,54,118 crore. Credit&#8230;<\/p>\n","protected":false},"author":1,"featured_media":899,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39],"tags":[],"class_list":["post-902","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-english"],"_links":{"self":[{"href":"https:\/\/samajsanchar.com\/index.php?rest_route=\/wp\/v2\/posts\/902","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/samajsanchar.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/samajsanchar.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/samajsanchar.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/samajsanchar.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=902"}],"version-history":[{"count":1,"href":"https:\/\/samajsanchar.com\/index.php?rest_route=\/wp\/v2\/posts\/902\/revisions"}],"predecessor-version":[{"id":903,"href":"https:\/\/samajsanchar.com\/index.php?rest_route=\/wp\/v2\/posts\/902\/revisions\/903"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/samajsanchar.com\/index.php?rest_route=\/wp\/v2\/media\/899"}],"wp:attachment":[{"href":"https:\/\/samajsanchar.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=902"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/samajsanchar.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=902"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/samajsanchar.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=902"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}